How To Prevent Credit Card Fraud
Advancement of technology has come with its disadvantages with cyber crime being the leading in all internet evils. Credit cards fraud cases have increased at a worrying rate around the world. Also, most transactions that involve money are carried on the internet nowadays. This has led to a great percentage of fraudulent cases about purchases being reported. However, you can always prevent this from happening to you. Regarding this, the following are important tips on how to prevent credit card fraud.
Avoid exposing your card number
Never let anybody to access your card number by any means. Quite a great number of credit card frauds occurs as result of not minding on who has your card number. You should keep your card enclosed and whenever you want to use it, make sure that nobody sees your card numbers. Also, ensure that there is no attendant who is mishandling your card whenever you are paying for good and services.
Destroy used receipts
Make sure that you destroy all the receipts after you have been served either in the supermarket or car gas station. Some countries have a law which states that no transaction receipt should display any client’s card number or card serial code. However, this does not fully guarantee you safety. Ensure that no credit receipt is left behind for anybody to have a look at it. Therefore, it is advisable to dismantle old receipts through shredding or burning them.
Destroy all credit card applications
Considering the number of credit card applications you can receive in your mail in a month can attract scammers. Each mail calling for card application can practically agitate the fraudsters to take advantage. They can access these emails out of your mail inbox or recover them from the trash and fill details to get their card number under your name. To avoid this, ensure that you check all your new emails on a daily basis and delete permanently all the applications.
Subscribe to secure websites
The most important thing to do to avoid online fraud is to do business with secure and reputable websites. Information can be stolen routinely by scammers who pretend to be online dealers. It is always good to be safe than to be sorry; this sentiment is a misperception to many and victims can testify. In fact, when buying goods from online dealers make sure you trust the site and try as much as possible to hide of your financial detail. There make sure that your internet connection is secure by checking the padlock logo on your browser. This will caution you if you are about to get to websites that are used by online fraudsters.
Review your statements
You can avoid credit fraud by regularly reviewing your financial statements from line to line. This is one of the surefire methods of identifying any card misuse before you become a victim. When you find out that your card has been compromised, make sure that you report any form of mishandling to your bank. Also, when you settle your bills ensure that you check the charges that listed.…
